Auto Accident Lawyers

Serving Hartford, Waterbury, New Haven and Surrounding Areas

Connecticut state law requires drivers to carry a minimum amount of liability coverage. Liability insurance pays for damages to others if you are the cause of an auto accident. Remember, liability insurance pays only to settle claims or pay judgments against you if you are found negligent. Higher liability limits are available and can provide better coverage. Be sure to ask your insurance company what options are available.

Another required coverage is uninsured and underinsured motorists bodily injury coverage . This form of insurance allows you to be compensated by your own insurance company if a negligent driver has limited or no liability insurance.

To cover medical bills, you can purchase an optional coverage called "medical payments". Medical payments coverage is designed to pay for the medical needs of a driver and passengers. It only covers those who are in the insured vehicle.

Another type of optional coverage you may wish to purchase is collision coverage. (Note: Most finance companies require you carry this coverage as long as your vehicle is financed.) Collision covers pays for repairs or replacement to your vehicle after an accident, regardless of who is at fault. There is usually a deductible on the amount paid.

For more specifics about the best insurance coverage for your needs, please contact your insurance company directly. Carrying too little coverage can result in a large financial burden if you are at fault in a serious automobile accident.

If you or a loved one has been involved in an auto accident, please call or e-mail us today to speak with an experienced Connecticut auto accident lawyer.

Please call or e-mail us today to speak with an experienced Connecticut car accident attorney.

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